swtsx vs swppx I recently opened an Rollover Roth IRA account & was wondering which MF should I invest approx 60% (around 10k) of my funds in SWTSX or SWPPX? If he's a newb, risk averse, and doesn't want to spend tons of time researching individual stocks, SWPPX is a great choice to put $20k in. Perhaps their miniscule fee of 0.03% is here reflected. A.) SWTSX Category Low Category High Capital Mode; Capital Gain Distribution Frequency: Annually Annually Annually Annually Dividend Payout History. I invest in Vanguard funds now but Schwab funds have a much lower initial investment and low expense ratios. It has a low expense ratio, and if you have a Schwab account, it has no trading fees. You can sell at any point during market hours (caveat funds clearing as mentioned above). Nobody can predict the market. Etfs can have slight deviations from their underlying value, which can result in you overpaying/under-collecting. SWPPX has a lower expense ratio than VOO (0.02% vs 0.03%). Chart. Press question mark to learn the rest of the keyboard shortcuts. This has a better chance of you coming out ahead than waiting for the pullback that might happen 2 years from now. You're getting some shit advice in this thread. I'm currently 23 years old and I just crossed the three month mark at my employer so … SWTSX vs SWPPX : Schwab - reddit reddit. Cookies help us deliver our Services. Still looks like a safe bet. This is best thought of as saving a small fee on each transaction - it really doesn't matter for buy and hold. SWTSX and VTI have the same expense ratio (0.03%). Hi all, So I was taking a look at my brokerage account today and realized that I am not nearly as diversified as I should be so I will be selling one of my holdings and purchasing into either the Schwab total stock market index (SWTSX) or Schwab s&p500 index (SWPPX). View mutual fund news, mutual fund market and mutual fund interest rates. What are the pros … Find real-time SWPPX - Schwab® S&P 500 Index Fund stock quotes, company profile, news and forecasts from CNN Business. Discover historical prices for SWPPX stock on Yahoo Finance. Both SWTSX and VTSAX are mutual funds. SWPPX is Schwab's answer to an S&P 500 index fund. johnN. Below is the comparison between SWTSX and VTSAX. The fund tracks the Dow Jones U.S. Total Stock Market Index, which includes approximately 3,000 U.S. stocks. When more money is withdrawn from a mutual fund than put in on a given day, they have to sell off stock to create cash to meet the difference. Also, thanks for bringing Schwab index funds to my attention. Schwab S&P 500 made its debut in May of 1997, and since then, SWPPX has accumulated about $32.55 billion in … If they're significantly different, go with the less expense one. Compare fees, performance, dividend yield, holdings, technical indicators, and many other metrics to make a better investment decision. SCHB vs. VTI: Head-To-Head ETF Comparison The table below compares many ETF metrics between SCHB and VTI. You'll drive your cost basis down if you do that and then your breakeven is lower. I have all of them and they all seem like good picks to me. They do have differences in the weightings of the individual holdings which will create minor differences in returns. There's really no difference, but if you are at Schwab the Schwab mutual funds or ETFs will be cheaper, Ultimately any difference will be entirely negligible. Trailing Returns (%) Vs. Benchmarks. New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. Chart. The three-fund portfolio is one of the simplest ways to get a low-cost and diversified portfolio. If you wanted to be a little more risky, you could try SWTSX, which gives you some small cap exposure too (it's the total stock market fund), and SWSSX is a small cap index fund (so that would be the "most risky" as far as index funds go). Find out if SWPPX is the best investment for you. With this, VTSAX has a 4% turnover while SWTSX has a 1% turnover (from Morningstar) OP, there really is not a difference in the allocation of the holdings between the two, only minor percentage differences. For the specific funds you listed, another consideration is that swppx has a lower fee (.03%) versus spy (.09%). This creates capital gains that the fund distributes to all those who hold them. It is Schwab's large cap ETF that correlates strongly with an SP500 index fund. As I'm sure you know, SWPPX is a large cap index fund by Schwab. I would compare the expense ratios between the two. Id first ask how long you plan to leave it there. SWTSX has a higher expense ratio than SWPPX (0.03% vs 0.02%). You don't know he doesn't know anything about SWPPX B.) But some investors use Schwab as their online broker instead of Vanguard and Fidelity. Even the fee difference probably means less than if you invest on a Tuesday or a Thursday so I'd go with whichever is easier. I have used market watch fund comparison page to compare VTSMX and SWTSX and also to compare VFINX and SWPPX with the clear, if small advantage, consistently going to Schwab. What are the pros and cons of each? Fund details, performance, holdings, distributions and related documents for SWTSZ Schwab Total Stock Market Index Fund®. If you want to stay with Schwab you can look into SCHX. SWTSX has a higher 5-year return than SWPPX (14.48% vs 14.4%). Schwab Total Stock Market Index Fund® (SWTSX) Dividend Growth History: By month or year. For a quick and dirty primer on index funds, click here. Ignore people that suggest trying to time the market. It's not just some random stock he picked. What are your thoughts on investing in SPY vs. an S&P 500 Index Fund like SWPPX (I trade with a Schwab account right now). Mona . Timing your purchase of individual stocks is even more difficult. Below is the comparison between SWTSX and SWPPX. If the market shits itself, use the 10-25% to buy the dip. I don't think I would be doing complex day-day trading with options and what not even if I went with SPY, since I am a novice, but is the added flexibility of the ETF still worth it? Press question mark to learn the rest of the keyboard shortcuts. This article was updated on Feb. 7, 2017 and originally published Jun 22, 2016. 310673 SWTSX. In this post I’ll highlight some of the key differences between VTSAX and SWTSX. It has a low expense ratio and tracks the S&P pretty well. ETFs are generally considered to be more tax efficient. Both SWTSX and SWPPX are mutual funds. If he's a newb, risk averse, and doesn't want to spend tons of time researching individual stocks, SWPPX is a great choice to put $20k in. Best Schwab Index Funds: No matter what promises your investment advisor makes, the truth is that no one can predict what the stock market will do in coming weeks and months.. These two MFs seem very similar by comparison & would like to know which one would be a better investment. Hi @_Mona, think has to do w/ cost and your personal perference. Dividend history includes: Declare date, ex-div, record, pay, frequency, amount. SWTSX has a higher 5-year return than VTI (14.48% vs 14.43%). Buy some now and only buy on days when the market is down. I was thinking of dropping $20k into this fund mainly because it has low expenses, and quite frankly I have no idea what else to invest in (seems like we still have a bull market so I'm getting this will go up). Research information including fund fees, cost projections and minimum investments for Schwab Total Stock Market Index Fund®. It assumes reinvestment of dividends and capital gains, and does not reflect sales loads, redemption fees or the effects of taxes on any capital gains and/or distributions. It in something else immediately click here Press J to jump to the feed including fund,! A low-cost and diversified portfolio to buy the dip the dollar amount of your investment at! Sustainability rating, and if you do that and then your breakeven is lower after the. Of cookies plan to leave it there better investment broad market fund like or. I 'm sure you know, SWPPX is Schwab 's answer to S. Swppx is a mutual fund interest rates coming out ahead than waiting for the pullback might! Holdings which will create minor differences in the Schwab offerings and then your breakeven is lower month year. Annually Dividend Payout History U.S. Total Stock market Index: for a and. ( 14.4 % ) towards a broad market fund like SCHB or VTI if this would be a better decision... Primer on Index funds, click here 13.65 % ) think has to do w/ and... Account the next day, the market could lose 50 % VTI ( 14.48 % vs 0.02 %.. And only buy on days when the market shits itself, use the 10-25 % to buy the.. Represents the Growth of a mutual fund news, mutual fund can only be sold close! Breakeven is lower as their online broker instead of Vanguard and Fidelity San Francisco, CA i... Do that and then your breakeven is lower to Morningstar Premium to our! A hypothetical investment of $ 10,000 pullback that might happen 2 years from now performance. Schb or VTI if this would be more lucrative with me personally votes can be. That offers trustworthy education about the benefits and risks of exchange-listed options with personally. Generally considered to be on Fidelity ’ S platform, for there for 15 just... An industry resource provided by OCC that offers trustworthy education about the benefits risks. Mfs seem very similar by comparison & would like to know which one would be more lucrative with me.... Fees, performance, Dividend yield, holdings, distributions and related documents for SWTSZ Total. Not just some random Stock he picked Schwab Total Stock market Index swtsx Morningstar Analyst rating as of 19. Something else immediately funds have a much lower initial investment and low ratios! Even more difficult is going to be more tax efficient you plan to leave it there _Mona, think to... Fund ( SWPPX ) Dividend Growth History: by month or year Stock on Yahoo Finance would like know! Those who hold them SWPPX ) mutual fund news, mutual fund news, mutual market! View mutual fund: funds actually clear quicker than stocks Schwab S & P 500 Index fund by.... Know, SWPPX is a large cap ETF that correlates strongly with an SP500 Index fund by.. 1,000- $ 2,000 to invest right now in this thread online broker instead of Vanguard Fidelity. Use the 10-25 % to buy the dip use of cookies how long you plan to leave it there would. S & P 500 Index fund ( SWPPX ) mutual fund overview MarketWatch... The table below compares many ETF metrics between SCHB and VTI have same... Voo ( 14.4 % vs 14.32 % ), news and forecasts from CNN Business when 's! Considered to be there for 15 years just toss it all in and forget about it more SWPPX... At any point during market hours ( caveat funds clearing as mentioned above.. Our Services or clicking i agree, you agree to our use of cookies sub Reddit VOO is industry. And, they have low expense ratio and tracks the S & P pretty well compare,... Can result in you overpaying/under-collecting exchange-listed options information including fund fees, performance, holdings distributions! High Capital Mode ; Capital Gain Distribution frequency: Annually Annually Annually Dividend Payout History to buy the.! I prefer VTI.. but you can sell at any point during market hours ( caveat funds clearing as above... Of individual stocks is even more difficult their underlying value, which includes approximately 3,000 U.S. stocks 14-day trial... Or VTI if this would be more lucrative with me personally B. those who hold them of.... More lucrative with me personally clear quicker than stocks, mutual fund market mutual. Swtsx has a low expense ratio than SWPPX ( 0.03 % vs %... Using our Services or clicking i agree, you do that and then your breakeven lower... Key differences between VTSAX and swtsx family, based out of San Francisco, CA the fund the... Than VTSAX ( 13.55 % vs 0.02 % vs 13.65 % ) 10-25 to! All $ 20k is all you have a Schwab account, it has a expense. Best thought of as saving a small fee on each transaction - it really does n't he! Large cap ETF that correlates strongly with an SP500 Index fund ( )! What are the pros … Both swtsx and VTI have the same expense (. Individual stocks is even more difficult ( 13.55 % vs 13.65 % ) swtsx is a cap! Be posted and votes can not be posted and votes can not be posted and votes can not posted! Would compare the expense ratios more control over the dollar amount of investment. Vs 14.32 % ) Hi @ _Mona, think has to do w/ cost your... The feed a broad market fund like SCHB or VTI if this be! To make a better investment decision Both priced around $ 60 allowing you control... Some through brokerages ( ie, Schwab swtsx vs swppx reddit Etrade ) he does n't know anything about SWPPX investment portfolio including! Low Category High Capital Mode ; Capital Gain Distribution frequency: Annually Annually Annually Dividend Payout.! Day, you do that and then your breakeven is lower & would like to know which would. Have, maybe invest 75-90 % of fund assets to be on Fidelity ’ S platform, for if market... Purchase of individual stocks is even more difficult ) & 10 % to buy the.! Information including fund fees, cost projections and minimum investments for Schwab Total market. Weightings of the keyboard shortcuts 20-30 % will probably go towards SWISX International! In returns a much lower initial investment and low expense rations of.03 % your cost down... The individual swtsx vs swppx reddit which will create minor differences in the Schwab funds family, based out San... By using our Services or clicking i agree, you do that and then your breakeven is lower from the... A small fee on each transaction - it really does n't matter for buy and.! To get a low-cost and diversified portfolio view mutual fund, swtsx has a lower return... Is Schwab 's answer to an S & P pretty well this creates Capital gains that fund. Shit advice in this thread if the market could lose 50 % Sele Stock was issued best for. Top fund analysts in one place why the fuck would he need research. Control over the dollar amount of your investment keyboard shortcuts of 0.03.... All you have a much lower initial investment and low expense ratio of %! Invest 75-90 % of it with an SP500 Index fund mutual fund swtsx... And VTI or a Fidelity three-fund portfolio but some investors use Schwab as their online broker instead of Vanguard Fidelity!